在网络生态与金融科技导向下,信任链重构被认为是供应链金融创新的关键,但关于如何通过信任链重构实现供应链金融创新尚缺乏理论探讨。基于信任链重构视角,以首农供应链(大连)有限公司为研究对象,揭示跨境生鲜供应链金融创新的前因、过程和结果。研究发现:融资规模有限,融资成本高,具有融资性贸易、弃货与存货减值风险是跨境生鲜供应链金融创新的前因。依托供应链金融服务平台,通过可信交易链、可信物流链、可信行为链与可信制度链构建的跨境生鲜供应链金融创新模式,可有效提升金融服务可得性,实现全过程风险管控。研究结论对我国跨境生鲜供应链金融创新与风险控制具有参考价值。

Under the orientation of network ecology and financial technology, credit chain reconstruction is considered as the key to supply chain financial innovation, However, there is alack of theoretical discussion on how to achieve supply chain financial innovation through credit chain reconstruction, Taking Sunlon Supply Chain Service (Dalian)Co., ltd. as the case study object, this paper reveals the antecedents, process and results of supply chain financial innovation of cross-border fresh food based on credit chain reconstruction, It's found that the problems with the cross-border fresh food supply chain financial agency procurement mode mainly include limited scale of financing, high financing costs, the risk of financing trade,abandonment and inventory impairment, Relying on supply chain financial service platform,supply chain financial innovation model of cross-border fresh food is built by constructing credible transaction chain, credible capital chain, credible behavior chain and credible institution chain. This new model can effectively improve the accessibility of financial services and realize the whole process of risk control. The findings are of reference value to the innovation and risk control of cross-border fresh food supply chain finance in China.